Insure watches we’ve
already authenticated.
Your watch already has a tamper-evident identity on the Realwatch platform. We use it to underwrite you at your actual risk — which is low — and to settle claims on objective evidence rather than debate.
Provenance you already own, priced into the premium.
Scheduled-item insurance today argues with you at claim time about what your watch was and what it was worth. We skip the argument: your dial fingerprint and movement signature are the underwriting file, and agreed value at bind is based on observed marketplace comps.
Watches with a recent Realwatch verification price at a material discount. The fraud risk is near zero; the premium reflects it.
We pre-fill the suggested amount from the marketplace comps for your reference. You decide; we commit to it at claim time.
A verification within the last 72 hours is required before new business binds. It is the cleanest anti-substitution control there is.
We represent multiple appointed carriers and route each quote to the best compliant offer. One quote, the lowest market price.
Every bind, endorsement, and claim writes a signed entry to the insurance ledger — audit-ready from day one.
Schedules over $250k, collections, and high-risk travel route to a licensed producer with the full context in hand.
Three minutes from quote to bound.
Pick the watch
Enter the unit_id from your Realwatch app, or the reference + serial.
We rate across carriers
Every appointed carrier rates the risk; we show you the lowest compliant offer.
Fresh scan
If the last verification is > 72 hours old, your phone gets a pinned scan request.
Ledger & done
The policy is bound on-carrier, a signed ledger entry is written, documents emailed.